Our Terms of Service outline the rights and responsibilities that govern our relationship with you. We believe in transparency, so we've made these terms as clear and straightforward as possible.
Last Updated: January 2025 | Effective: February 1, 2025
Before diving into the details, here are the most important points:
Must be 18+, registered business, valid documents
Transparent pricing, no hidden fees, flexible repayment
Accurate information, responsible use, timely repayment
By accessing or using ProjCap's funding platform, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, you may not access or use our services.
These Terms constitute a legally binding agreement between you and ProjCap. Please read them carefully before proceeding.
To use ProjCap's services, you must meet the following requirements:
You are responsible for maintaining accurate and up-to-date account information. Failure to do so may result in service suspension or termination.
ProjCap provides business funding services including:
Flexible financing solutions from $5,000 to $5,000,000
Revolving credit access for ongoing business needs
Convert outstanding invoices into immediate working capital
Purchase or lease business equipment with specialized financing
Service availability may vary based on your location, business type, and creditworthiness. All funding is subject to approval and underwriting.
All fees, interest rates, and payment terms are disclosed upfront in your funding agreement. We never charge hidden fees or surprise costs.
You agree to repay all borrowed funds according to the terms specified in your funding agreement:
Late payments may incur fees and affect your credit score and future funding eligibility.
As a ProjCap user, you agree to:
You may not use ProjCap services for:
All content, features, and functionality of the ProjCap platform are owned by ProjCap and are protected by international copyright, trademark, and other intellectual property laws.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.
Service Availability: While we strive for 99.9% uptime, we cannot guarantee uninterrupted service. We are not liable for temporary service disruptions or technical issues beyond our reasonable control.
Business Decisions: You acknowledge that business funding involves inherent risks. ProjCap provides capital and tools, but you remain solely responsible for your business decisions and outcomes.
Maximum Liability: Our total liability to you for any claims arising from or relating to these Terms or our services shall not exceed the fees paid by you to ProjCap in the 12 months preceding the claim.
You may terminate your account at any time by contacting customer support. Outstanding obligations remain in effect after termination.
We may suspend or terminate your account for violations of these Terms, suspected fraud, or regulatory compliance reasons.
These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.
Any disputes arising from these Terms will be resolved through binding arbitration rather than in court, except you may assert claims in small claims court if they qualify.
We reserve the right to modify these Terms at any time. We will notify you of any material changes via email or platform notification at least 30 days before they take effect.
If you have questions about these Terms of Service or need clarification on any provisions, please contact our legal team: